MHI Frequently Asked Questions
We can find your policies in the following states:
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- South Carolina
- South Dakota
- West Virginia
- Coverage Amounts and Deductibles
- Home Age
- Features and Materials
- Credit Rating
Just like standard home insurance, mobile home insurance is not tax deductible.
The amount of insurance you need depends on the price of your home, any attachments to the property, as well as any special amenities you may have.
Top manufactured home companies include:
- Irontown Homes
- Blu Homes
- Modular Direct
- Champion Homes
- Nationwide Homes
- Icon Legacy
- Palm Harbor Homes
- Clayton Homes
There are a lot more risks to owning a mobile home than there are for a traditional site-built home. Their life span also isn’t as long as traditional homes and they require more maintenance. For this reason, it’s much tougher to finance a mobile home.
Just like home insurance, mobile home insurance is required.
The main difference between Mobile Homes and Manufactured Homes are their regulations. Manufactured homes are mobile homes built after 1976 when the HUD changed their regulations for mobile homes.
A mobile home is a large house trailer that is parked in one particular place and used as permanent living accommodation.
A manufactured home is a type of prefabricated home that’s mostly built in a factory and then transported to a predesignated site for use.